PayPal Payouts applies to PayPal payments to freelancers, independent contractors, affiliate programs, and mass payments to vendors. Commercial transactions include selling goods or services but may include other types of commercial transactions. PayPal merchant fees for commercial transactions vary based on the payment method, which PayPal calls the Alternative Payment Method (APM). PayPal merchants use a business account with a linked bank account called a merchant account and eligible linked debit cards or credit cards to withdraw and transfer funds received out of PayPal. PayPal also has several other fees, including a chargeback fee. Merchants using PayPal range from small businesses to large enterprise companies.Īdditional fees for payment processing charged by merchant services companies acting as the payment processor may apply. PayPal charges merchant fees, called commercial transaction fees, for payments received from customers in a business transaction. PayPal Cash Mastercard or PayPal Business Debit Mastercard: Read the customer agreement for the card to determine any applicable percentage or fixed fees. The amount varies by the country’s currency. currency, the fixed fee amount for the credit card and debit card link and confirmation fee is $1.95. This process may result in increasing your sending limit. PayPal Cash Mastercard or PayPal Business Debit Mastercard: Read the customer agreement for the card to determine any applicable percentage or fixed fees.īank return on withdrawal/ transfer out of PayPal (failed transaction due to incorrect bank account information or delivery information): Free – no fee.Ĭredit card and debit card link and confirmation fee: Refunded by PayPal after completing the verification process. Paper check mailed to you: See fixed fee.īank return on withdrawal/ transfer out of PayPal (failed transaction due to incorrect bank account information or delivery information): Free – no fee.Ĭredit card and debit card link and confirmation fee: Refunded by PayPal after completing the verification process. The minimum fee for an instant card transfer is $0.25, and the maximum fee is $15.00. Instant transfer for cards: 1.50% of the amount, subject to minimum and maximum fees and withdrawal limits of $5,000.00 per transaction, per day, and per week $15,000.00 per month. The minimum fee for an instant bank account transfer is $0.25, and the maximum fee is $15.00. Instant bank account transfer: 1.50% of the amount, subject to minimum and maximum fees and a withdrawal limit of $25,000.00 per transaction. Local bank account: Free when there is no currency conversion Withdrawing money out of PayPal with an eligible linked bank account, eligible linked debit card, or paper check The minimum international fee is $0.99, and the maximum international fee is $4.99 when applying the extra 5.00% international PayPal fee) for payments via a PalPal balance or bank account, Card, or Amex Send ™ Account. PayPal collects the fee from the balance of the currency in which the fee is listed. PayPal Balance or bank account, Cards, or Amex Send ™ Account: An additional international fee of 5.00% (subject to minimum and maximum fees) plus the domestic fee applies. Sending or receiving international personal transactions (Using the Friends and Family tab of Send Money or money from friends & family into your PayPal Balance PayPal Balance or a bank account: Free (fee waived)Ĭards: The fixed fee varies based on the country’s currency received PayPal Balance or a bank account: Free (fee waived) Sending or receiving domestic personal transactions (Using the Friends and Family tab of Send Money or money from friends & family into your PayPal Account) The fixed fee varies based on the country’s currency received International: Add 1.50% to the domestic rate of 2.89% for a total of 4.39% See the table below for fees that vary by cryptocurrency amount purchased or sold.ĭomestic: Donate button, Generosity Network, or PayPal Checkout for Donations:2.89% See PayPal Merchant Fees in a separate table Consumer – Typeīuying with PayPal online or in-store without a conversion fee PayPal’s consumer fees for transactions originating in the United States are shown in U.S. Is saving time and reducing human error your top priority? Try our PayPal fee calculator to see the fees associated with your business transactions instantly.Ĭalculate the total amount of money you’ll receive after fees, or the fees themselves, for any domestic or international transactions with our calculator. Quickly Calculate Fees with PayPal Fee Calculator The sender and receiver are residents of different markets for international PayPal transaction fees. Domestic PayPal fees apply when the sender and receiver are registered with or identified by PayPal as residents of the same market.
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